Living in accommodation allows you to make new friends at university faster and will allow you to develop more individuality while attending university, however, I decided to stay at home. This allowed to me save money so that I can use my money for other things such as investments, emergency funds and if I need to do any shopping.

Things you need to consider when moving into accommodation:

  • Can you cook?
  • Are you comfortable with sharing spaces with other people?
  • What is more important to you, your experience at University or saving money?
  • Is the campus near your home (within an hour on the train)?

I’m more comfortable living at home than at university and I still share the same experiences as my friends at student accommodation. The only downside to living at home is that you are still living with your parents and might have to wake up early to travel to university.

Moving out could be more beneficial as you would be able to develop a greater sense of character and would be more grownup, however, I would rather wait and save up the money to move out of my parents’ home when I have a good job and stable income where purchasing property will not cripple me with debt.

Living at home may not be an option for you if the university you go to is too far away from home and a journey to the campus may take too long on public transport. It depends on whether you prioritize the experience of being at university or saving money but nothing is stopping you from living at university and trying to save as much money as you can. Living in accommodation can also be very convenient as you don’t have to get up early to get to university and there are generally lots of shops within walking distance of the accommodation which will be helpful when trying to buy groceries or any shopping.

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